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|Top of Notices (85) December 27, 2011||US PATENT AND TRADEMARK OFFICE||Print This Notice 1373 CNOG 361|
|Fees, Deposit Accounts, Credit Cards, Refunds, etc.||Referenced Items (77, 78, 79, 80, 81, 82, 83, 84, 85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100)|
(85) New or Modified Electronic Funds Transfer (EFT) User Accounts Must Pass Verification Test To reduce the number of returned EFT payments, beginning on October 8, 2006, the U.S. Patent and Trademark Office (USPTO) will require pre-notification (pre-note) testing of banking information to create a new EFT user account or to modify an existing EFT user account with new banking information. EFT user accounts created prior to October 8, 2006 will not require pre-note testing unless banking information is modified after that date. The pre-note test is a one-time zero-dollar transaction that verifies the accuracy of the banking information provided by the customer before any EFT transaction can be attempted. The pre-note process, which is commonly used by financial institutions, will disqualify banking information that is incorrect and account types that do not allow for EFT payments. This one-time pre-note process usually takes about 5-7 business days, during which time the customer will not be able to pay from the EFT user account. Within 7 business days, the USPTO will notify the customer by e-mail whether the banking information could or could not be verified. Once the banking information is verified, payments from the EFT user account established with that banking information can be made immediately. The pre-note process does not verify if sufficient funds are available in the bank account. In the event an EFT payment is refused or charged back by a financial institution, the $50.00 processing fee under 37 CFR 1.21(m) or 2.6(b)(12) continues to apply. Questions regarding this notice should be forwarded to Matthew Lee, Director of the Receipts Accounting Division, Office of Finance, by telephone at (571) 272-6500 or by e-mail at firstname.lastname@example.org. September 14, 2006 MICHELLE PICARD Director, Office of Finance [1311 OG 66]