US 9,813,236 B2
Multi-factor authentication using a smartcard
Mark Buer, Gilbert, AZ (US)
Assigned to Avago Technologies General IP (Singapore) Pte Ltd., Singapore (SG)
Filed by Mark Buer, Gilbert, AZ (US)
Filed on Jun. 26, 2012, as Appl. No. 13/533,523.
Application 13/533,523 is a continuation of application No. 11/599,328, filed on Nov. 15, 2006, granted, now 8,245,292.
Claims priority of provisional application 60/737,659, filed on Nov. 16, 2005.
Prior Publication US 2012/0272307 A1, Oct. 25, 2012
This patent is subject to a terminal disclaimer.
Int. Cl. G06F 21/30 (2013.01); H04L 9/08 (2006.01); G06F 21/34 (2013.01); H04L 9/32 (2006.01); H04L 29/06 (2006.01)
CPC H04L 9/0825 (2013.01) [G06F 21/34 (2013.01); H04L 9/3228 (2013.01); H04L 9/3234 (2013.01); H04L 63/0853 (2013.01); H04L 63/0823 (2013.01); H04L 63/0838 (2013.01); H04L 2209/56 (2013.01); H04L 2209/805 (2013.01); H04L 2463/082 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method for performing multi-factor authentication in a processor using a non-cryptographic capability of a smartcard, the method comprising:
communicating, through a contactless or contact based token interface, a zero dollar financial payment transaction request to the smartcard to cause the smartcard to generate a transaction code;
receiving the transaction code from the smartcard;
communicating both a first authentication data and a second authentication data to a device, wherein the second authentication data is determined based on the transaction code; and
receiving authorization to access a service for a reason independent of the zero dollar financial payment transaction request after the first authentication data and the second authentication data are verified by the device.