US 9,811,832 B2
System, method, and computer program product for issuing and using debit cards
David S. Bonalle, New Rochelle, NY (US); Emily A. Chong, New York, NY (US); I-Hsin Chuang, Brooklyn, NY (US); Lauren E. Dardick, New York, NY (US); Jennifer A. Elwood, Chelsea Manor St (GB); William J. Gray, Peoria, AZ (US); and David J. Wong, Oceanport, NJ (US)
Assigned to III Holdings 1, LLC, Wilmington, DE (US)
Filed by III Holdings 1, LLC, Wilmington, DE (US)
Filed on Apr. 20, 2016, as Appl. No. 15/134,225.
Application 15/134,225 is a continuation of application No. 14/563,992, filed on Dec. 8, 2014, granted, now 9,324,077.
Application 14/563,992 is a continuation of application No. 12/907,955, filed on Oct. 19, 2010, granted, now 8,905,301, issued on Dec. 9, 2014.
Application 12/907,955 is a continuation of application No. 11/478,140, filed on Jun. 30, 2006, granted, now 7,837,100, issued on Nov. 23, 2010.
Claims priority of provisional application 60/695,855, filed on Jul. 5, 2005.
Prior Publication US 2016/0314467 A1, Oct. 27, 2016
Int. Cl. G06K 5/00 (2006.01); G06Q 20/40 (2012.01); G06Q 20/04 (2012.01); G06Q 20/26 (2012.01); G06Q 20/34 (2012.01)
CPC G06Q 20/409 (2013.01) [G06Q 20/04 (2013.01); G06Q 20/26 (2013.01); G06Q 20/34 (2013.01); G06Q 20/40 (2013.01)] 14 Claims
OG exemplary drawing
1. A method, comprising:
a computer system receiving a transaction request including account information collected by a radio frequency identifier (RFID) reader configured to communicate with an RFID device, wherein the account information is for a debit account of a customer;
the computer system verifying, based on the account information, an account balance for a separate account associated with the debit account such that the separate account is debited responsive to transactions conducted via the debit account; and
the computer system determining whether to authorize the transaction request based on the verifying and without verifying an account balance of the debit account.