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The EFT (Electronic Funds Transfer) payment method allows you to send the USPTO a payment over the Internet as simply as writing a check. In general EFT transactions are performed by the Automated Clearing House through the Federal Reserve system. All you will need is a check (no deposit slips). You must be authorized to sign checks on this account to use this payment method. Please review the check diagram below in helping you identify requested information off your personal check.

Check Diagram
image of a check - description to right of imageD

The bottom row of a check contains three sets of numbers:

  • The first set of numbers, surrounded on both sides by a "|:" symbol is a nine-digit bank routing number.
  • The second set of numbers is (usually) the checking account number.
  • The third set of numbers is the check number (usually 4 digits).

In order to use the USPTO's EFT payment mechanism, you will need to establish a UserID and Password.

To create a UserID and Password:

Once you have entered the "EFT User Profile" page you will be asked for several pieces of information - most of which can be extracted from the information printed on your check. Listed below is the information that you will need -

  1. UserID - is a unique ID which you will choose that must be between 4 and 8 characters in length. If the ID you choose is already taken, you will receive an error message and will be given the opportunity to choose another.
  2. UserName - Your Full Name
  3. Password - Your password must be a combination of letters and digits and must be 6 to 8 characters in length.
  4. Re-Enter Password - an exact match of what you typed in the Password field above. This is a verification step, to ensure that the password you typed above is consistent with what you expect it to be.
  5. Street Address 1 - Street Address of your residence - line 1
  6. Street Address 2 - Street Address of your residence - line 2
  7. City - City of your residence
  8. State - State of your residence
  9. Zip Code - Zip Code of your residence
  10. Bank Name - the Name of your bank - this field should match the name of the bank as it appears on your check.
  11. Bank Routing Code - this is the nine digit number located at the bottom of your check (see example above); please do not use dashes or spaces; if your bank routing code contains leading zeroes, you need to include them as well.
  12. Bank Account Number - the bank account number located at the bottom of your check (see example above); please do not use dashes or spaces; if your account number contains leading zeroes, you need to include them as well.
  13. Bank Account Type - For most EFT users the account type should be "Checking". However, some institutions
  14. Contact Phone Number - A valid contact phone number
  15. Contact Email Address - A valid contact email address will allow you to perform EFT transactions with Savings Accounts.

After entering this information you will have a UserID and Password which you may use to perform EFT transactions within the USPTO's Office of Finance website. Be sure to keep your UserID and Password in a safe place.

EFT Disclosure

IMPORTANT NOTE: Some banks do not allow EFT payments from a savings account; please check with your financial institution to verify whether they allow this type of funds transfer.

If your routing and transit number or bank account number begins with leading zeros, be sure to include them, or it may result in the transaction being declined.

Please enter your banking information carefully when creating your EFT profile. If you are unsure how to enter the banking information, refer to the EFT Description above. If the banking information has been entered incorrectly and our bank does not honor your EFT payment due to a data entry error of the banking information, your transaction- Patent application/filing fee, Patent Maintenance fee, Copy order, subject to cancellation or expiration (of a patent in the event a maintenance fee was not timely paid).

Additionally, a $50.00 service fee will be imposed in the event an EFT payment is returned as 'unpaid' by our bank per 37 CFR 1.21(m).

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