a smartcard configured to communicate with a reader, wherein said reader and said hand geometry security device are configured to communicate with a host;

an integrated circuit device disposed within said smartcard and configured to communicate with said reader, said integrated circuit device comprising a common application and a second application, said second application being configured to store travel-related information associated with a cardholder;

said second application comprising a common file structure and a partner file structure, wherein said partner file structure provides write access to a field within said partner file structure for a first partnering organization and denies write access to said field for a second partnering organization, and said common file structure provides write access for said first partnering organization and said second partnering organization to a field in said common file structure;

said hand geometry security device comprising a hand geometry sensor configured to communicate with said system and detect a first proffered hand geometry sample and a second proffered hand geometry sample, wherein said first proffered hand geometry sample is a different type of hand geometry sample from said second proffered hand geometry sample, and wherein said first proffered hand geometry sample and said second proffered hand geometry sample are from the same person, and wherein said first proffered hand geometry sample is required to access said common file structure and said second proffered hand geometry sample is required to access said partner file structure;

a verification device configured to verify said first proffered hand geometry sample to facilitate access to said common file structure and configured to verify said second proffered hand geometry sample to facilitate access to said partner file structure;

wherein upon verification by said verification device, said common application is configured to transfer common data to facilitate said transaction, and said second application is configured to transfer said travel-related information, information related to said common file structure and information related to said partner file structure to facilitate said transaction;

a first enterprise data collection unit associated with a first enterprise, said first enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said first enterprise;

a second enterprise data collection unit associated with a second enterprise, said second enterprise data collection unit configured to store update transactions and pending transactions associated with said smartcard and said second enterprise;

at least one access point configured to interface with said smartcard and said first and second enterprise data collection units;

a card object database system coupled to said first and second enterprise data collection units and configured to store said smartcard information in accordance with said update transactions and said pending transactions, wherein said smartcard information includes a card object having at least one application;

an update logic system configured to route said smartcard information from said first and second enterprise data collection units to said at least one access point in order to effect synchronization of said smartcard information associated with said smartcard and said card object database system; and,

wherein said verification device activates said update logic system upon verification of said first proffered hand geometry sample and said second hand geometry sample.