| US 11,816,736 B2 | ||
| Insurance underwriting and re-underwriting implementing unmanned aerial vehicles (UAVs) | ||
| Nathan L. Tofte, Downs, IL (US); Rosemarie Geier Grant, Ellsworth, IL (US); Michael Shawn Jacob, Le Roy, IL (US); Timothy W. Ryan, Hudson, IL (US); Nathan W. Baumann, Bloomington, IL (US); Joshua David Lillie, Bloomington, IL (US); Brian N. Harvey, Bloomington, IL (US); and Roxane Lyons, Chenoa, IL (US) | ||
| Assigned to STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US) | ||
| Filed by STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US) | ||
| Filed on Oct. 31, 2022, as Appl. No. 17/977,999. | ||
| Application 17/977,999 is a continuation of application No. 17/723,900, filed on Apr. 19, 2022. | ||
| Application 17/723,900 is a continuation of application No. 16/838,372, filed on Apr. 2, 2020, granted, now 11,334,953, issued on May 17, 2022. | ||
| Application 16/838,372 is a continuation of application No. 16/509,631, filed on Jul. 12, 2019, granted, now 10,650,469, issued on May 12, 2020. | ||
| Application 16/838,372 is a continuation of application No. 14/858,075, filed on Sep. 18, 2015, granted, now 10,410,289, issued on Sep. 10, 2019. | ||
| Claims priority of provisional application 62/209,963, filed on Aug. 26, 2015. | ||
| Claims priority of provisional application 62/209,755, filed on Aug. 25, 2015. | ||
| Claims priority of provisional application 62/209,627, filed on Aug. 25, 2015. | ||
| Claims priority of provisional application 62/208,201, filed on Aug. 21, 2015. | ||
| Claims priority of provisional application 62/207,421, filed on Aug. 20, 2015. | ||
| Claims priority of provisional application 62/207,127, filed on Aug. 19, 2015. | ||
| Claims priority of provisional application 62/053,519, filed on Sep. 22, 2014. | ||
| Prior Publication US 2023/0056605 A1, Feb. 23, 2023 | ||
| This patent is subject to a terminal disclaimer. | ||
| Int. Cl. G06Q 40/00 (2023.01); G06Q 40/08 (2012.01); G06T 7/73 (2017.01); G06T 7/20 (2017.01); H04N 5/44 (2011.01); H04N 7/18 (2006.01); G06T 7/246 (2017.01); G06T 7/00 (2017.01); G01C 11/02 (2006.01); G06T 11/60 (2006.01); G06T 17/05 (2011.01); B64C 39/02 (2023.01); B64D 47/08 (2006.01); G06V 20/10 (2022.01); G06V 20/40 (2022.01); G06F 18/22 (2023.01); G06V 10/42 (2022.01); B64U 10/00 (2023.01); B64U 101/00 (2023.01); B64U 101/30 (2023.01) | ||
| CPC G06Q 40/08 (2013.01) [B64C 39/024 (2013.01); B64D 47/08 (2013.01); G01C 11/02 (2013.01); G06F 18/22 (2023.01); G06Q 40/00 (2013.01); G06T 7/00 (2013.01); G06T 7/20 (2013.01); G06T 7/246 (2017.01); G06T 7/75 (2017.01); G06T 11/60 (2013.01); G06T 17/05 (2013.01); G06V 10/42 (2022.01); G06V 20/10 (2022.01); G06V 20/41 (2022.01); H04N 5/44 (2013.01); H04N 7/185 (2013.01); B64U 10/00 (2023.01); B64U 2101/00 (2023.01); B64U 2101/30 (2023.01); G06T 2207/10032 (2013.01); G06T 2207/30232 (2013.01); G06T 2207/30236 (2013.01); G06T 2207/30252 (2013.01); G06T 2215/16 (2013.01); G06V 20/44 (2022.01)] | 20 Claims |
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1. A computer-implemented method of underwriting insurance based upon drone data, the method comprising:
capturing drone data, by one or more unmanned aerial vehicles communicatively coupled to one or more sensors configured to capture the drone data, including:
navigating to an area surrounding an asset;
collecting data; and
storing the data as the drone data,
wherein the one or more sensors include at least one of a soil sample extractor, a wood sample extractor, a spectrometer, a heat sensor, an ultrasonic sensor, an image sensor, or a volumetric moisture content sensor, and wherein the drone data corresponds to the asset;
receiving, at one or more processors, the drone data captured by the one or more sensors communicatively coupled to the one or more unmanned aerial vehicles, wherein the drone data corresponds to the asset; and analyzing, by the one or more processors, the drone data corresponding to the asset to identify one or more risk elements associated with the asset. |