US 11,816,097 B2
Geographical location determination system
Lindsay Detwiler, Lewisville, TX (US); Kukumina Pradhan, Bangalore (IN); Lokesh S. Tulshan, Bangalore (IN); Anirban Majumdar, Bangalore (IN); Kuldeep Kashinath Marganache, Frisco, TX (US); Joshua Jonalagada, Euless, TX (US); Jodi Lynn Boddie, Plano, TX (US); Omead Banihasherni, Oak Point, TX (US); Subramanyan Srinivasa, Allen, TX (US); Manish R. Chhabra, Frisco, TX (US); Mayur Gupta, Frisco, TX (US); and David Berry, Coweta, OK (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jun. 8, 2021, as Appl. No. 17/342,001.
Prior Publication US 2022/0391384 A1, Dec. 8, 2022
Int. Cl. G06F 16/00 (2019.01); G06F 16/23 (2019.01); G06F 16/29 (2019.01)
CPC G06F 16/2379 (2019.01) [G06F 16/29 (2019.01)] 20 Claims
OG exemplary drawing
 
1. A computer-implemented method, comprising:
compiling, from one or more database systems and based on a digital activity footprint of a user associated with an asset, a plurality of address records associated with the asset, wherein the digital activity footprint comprises digital transaction data associated with the user;
determining, for each address record of the plurality of address records, a plurality of attributes of the address record, wherein the plurality of attributes includes a recency attribute that indicates how recently the address record was collected, a trust attribute that indicates whether a source of the address record is trusted, and an address type attribute that indicates whether the address record is for a residential address associated with the user;
determining, based on the plurality of address records, a zone of interest;
generating a prioritized list of address records by prioritizing the plurality of address records based on:
a distance determined based on a respective address record of the plurality of address records and the zone of interest,
the recency attribute of the respective address record,
the trust attribute of the respective address record, and
the address type attribute of the respective address record;
selecting, based on the prioritized list of address records, a subset of address records; and
sending the subset of address records to one or more service providers.