US 11,810,102 B1
System and method for using a boarding pass to facilitate financial transactions
Srivathsan Sridharan, Bangalore (IN); Akash Gupta, Bangalore (IN); Tarun Kailaschandbaid, Bangalore (IN); Ramanathan Ramanathan, Bellevue, WA (US); and Shanmukeswara Donkada, Hyderabad (IN)
Assigned to Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed by Wells Fargo Bank, N.A., San Francisco, CA (US)
Filed on Jun. 22, 2021, as Appl. No. 17/355,064.
Application 17/355,064 is a continuation of application No. 15/388,033, filed on Dec. 22, 2016, granted, now 11,062,300.
Int. Cl. G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 10/02 (2012.01); G06Q 20/36 (2012.01)
CPC G06Q 20/36 (2013.01) [G06Q 10/025 (2013.01); G06Q 20/20 (2013.01); G06Q 20/405 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A system, comprising:
a processor coupled to a memory that stores instructions that, when executed by the processor, cause the processor to:
determine a passenger name record identifier based on a payment request received in response to a scanning of a boarding pass by a point-of-sale device;
identify a travel itinerary based on the passenger name record identifier, wherein the travel itinerary includes a first location and a first time for which a passenger will be in the first location;
compare the first location and the first time from the travel itinerary to a second location of the point-of-sale device and a second time of the payment request;
authenticate the payment request when a result of the comparison is a match between the first location and the first time and the second location and the second time, wherein authenticating the payment request comprises:
automatically selecting, based on a transaction type associated with the payment request, a financial account from a set of financial accounts associated with the passenger name record; and
initiating a payment in connection with the selected financial account; and
preventing the payment request when the result of the is a mismatch between the first location and the first time and the second location and the second time.