US 11,810,100 B2
Payment milestones for improved financial health
Michael Artemiw, San Jose, CA (US); Aaron M. Melim, San Francisco, CA (US); Ashish C. Nagre, Sunnyvale, CA (US); Christine A. Franco, Menlo Park, CA (US); David T. Haggerty, San Francisco, CA (US); Fadi S. Obeid, Santa Clara, CA (US); Glen W. Steele, San Jose, CA (US); Katie M. McIndoe, Sunnyvale, CA (US); Mischa K. McLachlan, San Francisco, CA (US); Richard W. Heard, San Francisco, CA (US); Rima Kakarla, Mountain View, CA (US); Akila Suresh, San Jose, CA (US); and Jarad M. Fisher, Millbrae, CA (US)
Assigned to Apple Inc., Cupertino, CA (US)
Filed by Apple Inc., Cupertino, CA (US)
Filed on May 31, 2022, as Appl. No. 17/828,954.
Application 17/828,954 is a continuation of application No. 16/827,202, filed on Mar. 23, 2020, granted, now 11,348,092, issued on May 31, 2022.
Claims priority of provisional application 62/822,924, filed on Mar. 24, 2019.
Prior Publication US 2022/0343318 A1, Oct. 27, 2022
Int. Cl. G06Q 20/00 (2012.01); G06Q 20/34 (2012.01); G06Q 20/38 (2012.01); G06Q 20/24 (2012.01)
CPC G06Q 20/343 (2013.01) [G06Q 20/24 (2013.01); G06Q 20/389 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A computer-readable medium comprising computer-executable instructions stored thereon, when executed the computer-executable instructions are effective to cause a computing system to perform operations comprising:
analyzing a collection of transactions and a carried balance for a statement period;
determining a plurality of payment milestones, wherein one of the plurality of payment milestones is a last payment milestone;
discarding a payment milestone of the plurality of payment milestones that is less than an amount paid on a previous statement;
selecting a subset of the plurality of payment milestones remaining after discarding the payment milestone that is less than the amount paid on a previous statement; and
presenting the subset of the plurality of payment milestones.