US 11,809,596 B2
Travel identity tokening
Harvey Summers, Richmond, VA (US); Gilbert Gatchalian, Union, NJ (US); Daniel J. Serna, The Colony, TX (US); and Brandon Sloane, Charlotte, NC (US)
Assigned to Bank of America Corporation, Charlotte, NC (US)
Filed by Bank of America Corporation, Charlotte, NC (US)
Filed on Mar. 21, 2023, as Appl. No. 18/124,067.
Application 18/124,067 is a division of application No. 16/936,581, filed on Jul. 23, 2020, granted, now 11,640,478.
Prior Publication US 2023/0222242 A1, Jul. 13, 2023
Int. Cl. G06F 21/00 (2013.01); G06F 21/62 (2013.01); H04L 9/40 (2022.01); G06F 21/45 (2013.01); H04W 12/02 (2009.01); G06Q 50/14 (2012.01); G06Q 50/26 (2012.01); H04W 4/029 (2018.01); G06Q 10/02 (2012.01); H04W 12/63 (2021.01)
CPC G06F 21/6245 (2013.01) [G06F 21/45 (2013.01); G06F 21/6254 (2013.01); G06Q 10/02 (2013.01); G06Q 50/14 (2013.01); G06Q 50/265 (2013.01); H04L 63/0407 (2013.01); H04L 63/0853 (2013.01); H04L 63/0876 (2013.01); H04W 4/029 (2018.02); H04W 12/02 (2013.01); H04W 12/63 (2021.01); G06F 2221/2111 (2013.01)] 12 Claims
OG exemplary drawing
 
1. A method for authenticating a traveler using a mobile token application, the mobile token application for providing a token identifier representing personal identification data associated with the traveler, while securely maintaining anonymity of the traveler, the method comprising:
retrieving a payload from the a mobile device associated with the traveler at a point-of-travel (“POT”) computing device, the payload comprising a geolocation of the mobile device, the token identifier and a device identifier identifying the mobile device;
transmitting, to a central server, the payload from the mobile device and a geolocation of the POT computing device, to verify a travel reservation associated with a travel reservation file of the traveler, the central server being a single trusted source for the identification of the traveler, the POT computing device in direct communication with the central server;
confirming, by the central server, that the traveler is associated with the travel reservation file by verifying the payload, the verifying of the payload comprising verifying that:
the token identifier retrieved by the POT computing device maps to a token identifier stored in a record associated with a user identifier of the traveler;
the geolocation of the mobile device matches a geolocation of the POT computing device identified by the central server; and
the device identifier is equal to a stored device identifier associated with the user identifier of the traveler; and
confirming that the mobile device transmitting the payload is the mobile device of the traveler by:
transmitting a message from the central server to the mobile device, the message comprising a one-time password (“OTP”);
inputting the OTP, by the traveler, into a display box at the POT; and
confirming, by the central server, the mobile device of the traveler.