| US 7,593,892 B2 | ||
| Financial institution portal system and method | ||
| Michael A. Balk, Centerport, N.Y. (US); Daniel A. Cejudo Bruno, Brooklyn, N.Y. (US); and Jennifer E. Nicol, Oxted (United Kingdom) | ||
| Assigned to Standard Chartered (CT) PLC, London (United Kingdom) | ||
| Filed on Oct. 04, 2005, as Appl. No. 11/163,081. | ||
| Claims priority of provisional application 60/616062, filed on Oct. 04, 2004. | ||
| Prior Publication US 2006/0089894 A1, Apr. 27, 2006 | ||
| Int. Cl. G06Q 40/00 (2006.01) | ||
| U.S. Cl. 705—38 [705/35] | 20 Claims |
| 1. A portal system configured to integrate financial information resources, comprising: an application server including a
portal, wherein said portal comprises a link to at least two of an electronic credit report (eCR) database, an electronic
know your customer (eKYC) database, a client business management information system (CBMIS), and a customer profitability
system large area network (CPS LAN);
an anti-money laundering (AML) scoring server configured to retrieve risk information of an organization from at least one
of: said electronic credit report (eCR) database, said electronic know your customer (eKYC) database, said client business
management information system (CBMIS), and said customer profitability system large area network (CPS LAN), wherein said risk
information includes a first branch and a second branch, and wherein said first branch is geographically separated from said
second branch;
said AML scoring server configured to independently analyze risk inquiries based upon said risk information, said risk inquiries
relating to said first branch and second branch, wherein said plurality of risk inquiries include political ownership information,
political environment information, and at least one of customer information, regulatory information, management information,
geographic location information, financial performance information, economic information or ownership information;
said AML scoring server configured to independently calculate risk scores for each of said risk inquiries relating to said
at least one of: said first branch and second branch, wherein said risk scores are based upon weightings assigned to each
of said risk inquiries;
said AML scoring server configured to independently calculate an AML scores for at least one of: said first branch and said
second branch based on summing said risk scores associated with each of said risk inquiries; and,
a web server coupled to said application server to facilitate access to said portal system for users to obtain said AML scores.
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