US 7,591,412 B2
Method and system for managing token image replacement
Paul Spaeth, Half Moon Bay, Calif. (US); Douglas Jones, San Francisco, Calif. (US); Bryan Shimko, Scottsdale, Ariz. (US); James G. Gordon, Eastwood (Australia); Kim Madore, Markham (Canada); Marc Black, St. Paul, Minn. (US); James Mazour, St. Louis Park, Minn. (US); and Michael Salters, Plymouth, Minn. (US)
Assigned to Visa U.S.A. Inc., San Francisco, Calif. (US)
Filed on Oct. 25, 2007, as Appl. No. 11/923,958.
Application 11/923958 is a continuation of application No. 11/540020, filed on Sep. 29, 2006, granted, now 7,374,078.
Application 11/540020 is a continuation of application No. 10/661228, filed on Sep. 12, 2003, granted, now 7,121,456.
Claims priority of provisional application 60/410555, filed on Sep. 13, 2002.
Prior Publication US 2008/0128484 A1, Jun. 05, 2008
This patent is subject to a terminal disclaimer.
Int. Cl. G06K 17/00 (2006.01)
U.S. Cl. 235—375  [235/380; 705/17; 707/202; 707/204] 17 Claims
OG exemplary drawing
 
1. A method for using a portable token, the method comprising:
providing a portable token comprising loyalty program information to a token acceptance device, the token acceptance device being external to the portable token, wherein the token acceptance device thereafter reads an update indicator on the portable token, the update indicator indicating if the portable token requires updating; and
receiving at least a portion of a backup token image at the portable token if the update indicator indicates that the portable token is to be updated,
wherein the portable token is in the form of a phone.