| US 7,578,439 B2 | ||
| System and method for authorizing stored value card transactions | ||
| Phillip Craig Graves, Atlanta, Ga. (US); Merrill Brooks Smith, Atlanta, Ga. (US); and Phil M. Chakiris, Atlanta, Ga. (US) | ||
| Assigned to e2Interactive, Inc., Atlanta, Ga. (US) | ||
| Filed on Mar. 27, 2007, as Appl. No. 11/691,766. | ||
| Application 11/691766 is a continuation in part of application No. 10/655828, filed on Sep. 05, 2003. | ||
| Application 10/655828 is a continuation in part of application No. 10/411971, filed on Apr. 11, 2003, granted, now 7,083,084. | ||
| Application 10/411971 is a continuation of application No. 09/641363, filed on Aug. 18, 2000, granted, now 6,575,361. | ||
| Claims priority of provisional application 60/149740, filed on Aug. 19, 1999. | ||
| Prior Publication US 2007/0187492 A1, Aug. 16, 2007 | ||
| Int. Cl. G06K 5/00 (2006.01) | ||
| U.S. Cl. 235—380 [705/14] | 29 Claims |
| 1. A computer-implemented method for processing a stored-value card transaction request in a card data management system having
a central processor in communication with a plurality of point-of-sale terminals over a communications network, each of the
one or more terminals having a unique terminal identifier and being associated with a location and a prepaid card merchant,
the central processor being in communication with a database having stored therein a plurality of card records, each card
record containing data associated with a stored-value card distributed to a prepaid card merchant for further distribution
to purchasers at a location controlled by the prepaid card merchant, the method comprising:
receiving the stored-value card transaction request from a requesting terminal, the requesting terminal being one of the plurality
of point-of-sale terminals, the transaction request comprising
a requesting terminal identifier,
a card identifier assigned to a stored value card, and
information indicative of a requested transaction type;
determining if the requesting terminal is authorized to request the requested transaction type for the stored value card;
responsive to a determination that the requesting terminal is authorized to request the requested transaction type, initiating
the requested transaction; and
transmitting a request response to the requesting terminal.
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