US 7,577,599 B2
Method and system for processing electronic payment transactions
Douglas J. Sanchez, Miami, Fla. (US); Trung Nguyen, Sunrise, Fla. (US); and Michael Palermo, Coral Springs, Fla. (US)
Assigned to First Data Corporation, Greenwood Village, Colo. (US)
Filed on Mar. 12, 2004, as Appl. No. 10/799,254.
Prior Publication US 2005/0203842 A1, Sep. 15, 2005
Int. Cl. G06Q 40/00 (2006.01)
U.S. Cl. 705—35  [705/36] 46 Claims
OG exemplary drawing
 
1. A method for processing an electronic payment transaction, comprising:
receiving, by a processor located at a merchant site, a request to process an electronic payment transaction from at least one payment terminal located at the merchant site, the request having a format type;
determining, by the processor located at the merchant site, the format type of the request from among a plurality of predetermined second format types;
identifying, by the processor located at the merchant site, a host computer configured to process the determined format type from among a plurality of host computers, each host computer being configured to process at least one of the predetermined second format types; and
transmitting the request to the identified host computer.