US 11,720,868 B2
Method and system for carrying out a payment transaction on a bank terminal using an electronic device
François Lemaire, Meudon (FR); and Jean Lambert, Meudon (FR)
Assigned to THALES DIS FRANCE SAS, Meudon (FR)
Appl. No. 16/753,150
Filed by THALES DIS FRANCE SAS, Meudon (FR)
PCT Filed Oct. 2, 2018, PCT No. PCT/EP2018/076876
§ 371(c)(1), (2) Date May 8, 2020,
PCT Pub. No. WO2019/068742, PCT Pub. Date Apr. 11, 2019.
Claims priority of application No. 17306324 (EP), filed on Oct. 3, 2017.
Prior Publication US 2020/0356968 A1, Nov. 12, 2020
Int. Cl. G06Q 20/10 (2012.01); G06Q 20/40 (2012.01)
CPC G06Q 20/1085 (2013.01) [G06Q 20/105 (2013.01); G06Q 20/409 (2013.01)] 10 Claims
OG exemplary drawing
 
1. A method for carrying out a payment transaction on a bank terminal with an electronic payment device, said device comprising at least two payment applications, among which at least one payment application has a disabled status and the rest have an activated status according to EMV standard, each payment application comprising an identifier (ADF Name), said device performing steps of the method comprising:
inserting the identifiers of the disabled and activated payment applications in a Proximity Payment System Environment (PPSE) register of the device, for at least one of the payment applications, receiving, by the bank terminal and/or the electronic payment device, economic values of advantages for the use thereof and associating these values with the corresponding payment applications,
communicating data to the terminal during a transaction, said data comprising at least information of a first type identifying each enabled and activated payment application of the device,
wherein the terminal computes the respective economic advantages of using each of the enabled and disabled payment applications during the transaction and allows its selection.