US 11,720,779 B2
Wireless communications device with concealed value
Ruthie D. Lyle, Durham, NC (US)
Assigned to United Services Automobile Association (USAA), San Antonio, TX (US)
Filed by UIPCO, LLC, San Antonio, TX (US)
Filed on Apr. 13, 2022, as Appl. No. 17/719,621.
Application 17/719,621 is a continuation of application No. 17/078,680, filed on Oct. 23, 2020, granted, now 11,361,206.
Application 17/078,680 is a continuation of application No. 16/369,950, filed on Mar. 29, 2019, granted, now 10,872,283, issued on Dec. 22, 2020.
Claims priority of provisional application 62/753,538, filed on Oct. 31, 2018.
Prior Publication US 2022/0245418 A1, Aug. 4, 2022
This patent is subject to a terminal disclaimer.
Int. Cl. G06K 19/06 (2006.01); G06K 19/07 (2006.01); H01Q 1/44 (2006.01); H04B 5/00 (2006.01)
CPC G06K 19/0723 (2013.01) [H01Q 1/44 (2013.01); H04B 5/0025 (2013.01); H04B 5/0062 (2013.01)] 20 Claims
OG exemplary drawing
 
1. A method of providing payment using a wireless communication device that mimics a real life object that lacks apparent value and is functional for an intended purpose, comprising:
providing a wireless communication device that appears visually identical to the real life object, but which is not functional for the intended purpose of the real life object, the wireless communication device including: (1) a contactless communications system configured to conduct contactless transactions for payment, the contactless communications system including a memory configured to store payment information, including payment information related to an account, a balance, or a value; and (2) an outer chassis including an interior cavity sized and dimensioned to retain the contactless communications system, the outer chassis having an exterior surface defining an exterior shape that is substantially similar to an exterior shape of the real life object and wherein the exterior surface is decorated so as to mimic the real life object;
manually placing the wireless communication device proximate a near field communication reader so as to permit the contactless communications system of the wireless communication device to interact with the near field communication reader; and
providing payment using the payment information stored in the memory of the contactless communications system of the wireless communication device via the interaction with the near field communication reader.