| US 7,571,850 B2 | ||
| Automated transaction machine | ||
| David M. Barcelou, Rydal, Pa. (US) | ||
| Assigned to Transaction Holdings, Ltd. LLC, Wilmington, Del. (US) | ||
| Filed on Oct. 31, 2007, as Appl. No. 11/981,966. | ||
| Application 11/981966 is a continuation of application No. 11/818217, filed on Jun. 13, 2007. | ||
| Application 11/818217 is a continuation of application No. 11/123982, filed on May 06, 2005. | ||
| Application 11/123982 is a continuation of application No. 09/180558, granted, now 6,945,457, previously published as PCT/US97/08089, filed on May 09, 1997. | ||
| Claims priority of provisional application 60/017533, filed on May 10, 1996. | ||
| Prior Publication US 2008/0067236 A1, Mar. 20, 2008 | ||
| This patent is subject to a terminal disclaimer. | ||
| Int. Cl. G07D 11/00 (2006.01) | ||
| U.S. Cl. 235—379 [235/380] | 16 Claims |
| 1. An integrated banking and transaction machine for use by a consumer to purchase access to retail ATM services, comprising:
an automated teller machine;
a user interface to the automated teller machine;
means for identifying the user to the automated teller machine, further comprising a smart card/magnetic stripe reader/encoder
and a sensor;
an Internet interface to an Intranet connection to the automated teller machine that uses encryption services and security
services to provide the user access to the user interface and retail ATM service; and
access to the automated teller machine user interface whereupon the consumer may selectively dispense encodable credit using
the integrated banking and transaction machine providing the retail ATM service;
wherein the consumer can purchase access to the retail ATM service through use of the user interface, Intranet and Internet
connections.
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