US 11,704,754 B2
Systems and methods for prompting a foreign currency transaction
David Samuel Tax, Toronto (CA); Milos Dunjic, Oakville (CA); Kushank Rastogi, Toronto (CA); and Joseph Matthew Capern, Toronto (CA)
Assigned to The Toronto-Dominion Bank, Toronto (CA)
Filed by The Toronto-Dominion Bank, Toronto (CA)
Filed on Dec. 4, 2020, as Appl. No. 17/111,777.
Prior Publication US 2022/0180458 A1, Jun. 9, 2022
Int. Cl. G06Q 30/00 (2023.01); G06Q 50/14 (2012.01); G06Q 40/04 (2012.01); G06Q 20/32 (2012.01); H04W 4/02 (2018.01); G06Q 20/38 (2012.01); H04W 4/20 (2018.01); G06Q 30/0601 (2023.01)
CPC G06Q 50/14 (2013.01) [G06Q 20/3224 (2013.01); G06Q 20/381 (2013.01); G06Q 30/0631 (2013.01); G06Q 40/04 (2013.01); H04W 4/02 (2013.01); H04W 4/20 (2013.01)] 22 Claims
OG exemplary drawing
 
1. A computing device for automatically prompting a foreign currency transaction in connection with travel, the computing device comprising:
a processor;
a network connection coupled to the processor;
a memory coupled to the processor and storing processor-executable instructions that, when executed, are to cause the processor to:
receive geolocation data from a mobile device linked to a registered user;
detect a trip end condition for the registered user with respect to a trip to a foreign location associated with a foreign currency different from a home currency, wherein detecting the trip end condition is based, at least in part, on determining that the geolocation data matches a departure location in the foreign location; and
responsive to detection of the trip end condition,
determine that the registered user has an associated remaining foreign currency balance;
identify at least one option for using the remaining foreign currency balance at the departure location; and
send, via the network connection, a notification to the mobile device for output on a display of the mobile device, the notification providing the at least option to expend the remaining foreign currency balance at the departure location.