CPC G06Q 20/4016 (2013.01) [G06K 7/087 (2013.01); G06Q 20/1085 (2013.01)] | 20 Claims |
1. An automated teller machine comprising:
a transceiver;
a card receptacle configured to receive a transaction card;
an electronic data reader located in the card receptacle, the electronic data reader having a first read device configured to read from a first information storage device of the transaction card, and having a second read device configured to read from a second information storage device of the transaction card; and
a transaction processor coupled to the electronic data reader for processing a banking transaction, the transaction processor configured to:
attempt to read from the first information storage device using the first read device;
determine that an attempt to read from the first information storage device failed;
in response to the determining:
prompt a user for an authentication credential;
receive the authentication credential from the user;
read from the second information storage device using the second read device; and
cause the transceiver to transmit a request to a backend, the request including the authentication credential.
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