US 11,704,657 B2
Presence verification for electronic transactions
Zainab Zaki, Reston, VA (US); and Jackson Cheek, Washington, DC (US)
Assigned to Capital One Services, LLC, McLean, VA (US)
Filed by Capital One Services, LLC, McLean, VA (US)
Filed on Jul. 15, 2020, as Appl. No. 16/929,249.
Application 16/929,249 is a division of application No. 16/457,296, filed on Jun. 28, 2019, granted, now 10,748,136.
Prior Publication US 2020/0410475 A1, Dec. 31, 2020
Int. Cl. G06Q 20/32 (2012.01); G06K 19/06 (2006.01)
CPC G06Q 20/3276 (2013.01) [G06K 19/06028 (2013.01); G06K 19/06037 (2013.01); G06Q 20/3224 (2013.01)] 20 Claims
OG exemplary drawing
 
11. A method comprising:
reading, by a mobile device and using a camera, a first tag of a plurality of tags displayed by a display device, wherein each of the plurality of tags is separately displayed for a predetermined period of time and comprises information indicating a location of the display device and a token, and wherein the token of each of the plurality of tags is indicative of a particular time associated with the respective tag of the plurality of tags;
sending, by the mobile device, a first message indicating the location and the token of the first tag;
determining, based on the first tag, a software application for performing a transaction;
based on a response to the first message, performing, by the mobile device and using the software application, the transaction;
reading, by the mobile device and using the camera, a second tag of the plurality of tags, wherein the second tag is displayed by the display device after the first tag is displayed by the display device; and
displaying to a user, after a determination that the first tag and the second tag comprise information indicating a same location and that a time difference between the token of the first tag and the token of the second tag satisfies a predetermined timeframe criterion, an indication that the transaction is successful.