| US 7,542,931 B2 | ||
| System and method for global automated address verification | ||
| Catherine B. Black, Scottsdale, Ariz. (US); Diane Farrell, Phoenix, Ariz. (US); Chin H. Khor, Glendale, Ariz. (US); Vernon Marshall, Montclair, N.J. (US); Sandeep Sacheti, Jersey City, N.J. (US); and Tracy J. Steiner, Phoenix, Ariz. (US) | ||
| Assigned to American Express Travel Related Services Company, Inc., New York, N.Y. (US) | ||
| Filed on Jun. 03, 2002, as Appl. No. 10/162,282. | ||
| Claims priority of provisional application 60/295295, filed on Jun. 01, 2001. | ||
| Prior Publication US 2003/0023541 A1, Jan. 30, 2003 | ||
| Int. Cl. G06Q 40/00 (2006.01) | ||
| U.S. Cl. 705—35 [705/38; 238/57; 238/58; 238/59; 455/406; 455/407; 455/408; 455/409; 379/114.03; 379/114.15; 379/114.19] | 17 Claims |
| 1. A system for facilitating verification of an alternate address, comprising:
a merchant system for submitting data to a host authorization system, wherein the merchant system and the host authorization
system communicate via a communication channel and the data submitted to the host authorization system includes information
associated with a card-holder; and
a verification system coupled to the host authorization system via the communication channel for retrieving data from the
host authorization system associated with the verification of the alternate address of the card-holder, wherein the host authorization
system provides a payment guarantee for payment to the merchant system based on the verification of the alternate address.
|