US 7,506,818 B2
Biometrics for radio frequency payment transactions
Blayn W Beenau, Peoria, Ariz. (US); David S Bonalle, New Rochelle, N.Y. (US); Seth W Fields, Taylorsville, Utah (US); William J Gray, Salt Lake City, Utah (US); Carl Larkin, West Sussex (United Kingdom); Joshua L Montgomery, Orem, Utah (US); and Peter D Saunders, Salt Lake City, Utah (US)
Assigned to Xatra Fund MX, LLC, Wilmington, Del. (US)
Filed on Sep. 07, 2007, as Appl. No. 11/851,533.
Application 11/851533 is a division of application No. 10/708837, filed on Mar. 26, 2004, granted, now 7,360,689, filed on Apr. 22, 2008.
Application 10/708837 is a continuation in part of application No. 10/340352, filed on Jan. 10, 2003.
Application 10/340352 is a continuation in part of application No. 10/192488, filed on Jul. 09, 2002, granted, now 7,239,226, filed on Jul. 03, 2007.
Application 10/340352 is a continuation in part of application No. 10/318432, filed on Dec. 13, 2002.
Application 10/340352 is a continuation in part of application No. 10/318480, filed on Dec. 13, 2002, granted, now 7,249,112, filed on Jul. 24, 2007.
Claims priority of provisional application 60/396577, filed on Jul. 16, 2002.
Claims priority of provisional application 60/304216, filed on Jul. 10, 2001.
Prior Publication US 2007/0299783 A1, Dec. 27, 2007
Int. Cl. G06K 19/00 (2006.01); G06K 5/00 (2006.01); G06K 19/06 (2006.01); G05B 19/00 (2006.01); G05B 23/00 (2006.01); H04Q 9/00 (2006.01); H04Q 1/00 (2006.01); G08B 13/14 (2006.01)
U.S. Cl. 235—487  [235/380; 235/382; 235/492; 340/5.52; 340/5.6; 340/572.1] 28 Claims
OG exemplary drawing
 
1. A Radio Frequency (RF) customer payment device comprising:
an RF transponder configured to receive a customer payment device authentication code from an RF Identification (RFID) reader;
a database comprising a unique customer payment device identification code, a unique customer payment device encryption key corresponding to the unique customer payment device identification code, and a customer payment device account code;
a biometric sensor configured to detect a proffered biometric sample to create biometric sample data; and
a customer payment device authentication circuit to communicate with the database, wherein the customer payment device authentication circuit is configured to use the unique customer payment device encryption key to encrypt the customer payment device authentication code and is configured to use the unique customer payment device encryption key to encrypt the customer payment device account code;
wherein the RF transponder is configured to transmit at least one of the encrypted customer payment device authentication code or the encrypted customer payment device account code to the RFID reader, and wherein the customer payment device authentication circuit is configured to be enabled in response to the biometric sample data matching authenticated biometric sample data.