	US 7,494,052 B1
	Method of evaluating checks deposited into a cash dispensing automated banking machine
Keith Carpenter, Akron, Ohio (US); Mike Ryan, Canton, Ohio (US); Tim Crews, Alliance, Ohio (US); Rahul Pathak, Tallmadge, Ohio (US); Songtao Ma, Wadsworth, Ohio (US); and Edward L. Laskowski, Seven Hills, Ohio (US)
Assigned to Diebold Self-Service Systems division of Diebold, Incorporated, North Canton, Ohio (US)
Filed on Mar. 08, 2006, as Appl. No. 11/371,372.
Application 11/371372 is a continuation in part of application No. 10/944578, filed on Sep. 16, 2004.
Application 10/944578 is a continuation in part of application No. 09/723304, filed on Nov. 27, 2000.
Claims priority of provisional application 60/660075, filed on Mar. 09, 2005.
Claims priority of provisional application 60/659990, filed on Mar. 09, 2005.
Claims priority of provisional application 60/584622, filed on Jun. 29, 2004.
Claims priority of provisional application 60/537581, filed on Jan. 20, 2004.
Claims priority of provisional application 60/537788, filed on Jan. 20, 2004.
Claims priority of provisional application 60/537795, filed on Jan. 20, 2004.
Claims priority of provisional application 60/503825, filed on Sep. 22, 2003.
Claims priority of provisional application 60/504776, filed on Sep. 17, 2003.
Claims priority of provisional application 60/504282, filed on Sep. 17, 2003.
Claims priority of provisional application 60/167996, filed on Nov. 30, 1999.
Int. Cl. G06Q 40/00 (2006.01)

U.S. Cl. 235—379 [235/493]

25 Claims

1. A method comprising:

a) moving a check across a magnetic sensor and at least one optical sensor, wherein the magnetic sensor comprises a plurality of sensor elements arranged consecutively along at least one column, wherein the check includes a front face and an opposed rear face, wherein at least the front face includes a plurality of zones, wherein the plurality of zones include a Magnetic Ink Character Recognition (MICR) zone adjacent an edge of the check;

b) acquiring magnetic signals from each sensor element as the check moves across the magnetic sensor;

c) acquiring optical signals associated with the check from the at least one optical sensor;

d) through operation of at least one processor in an automated banking machine, associating each zone as being one of at least two types of zones based on the magnetic signals acquired in (b), wherein the at least two types of zones include a first type and a second type, wherein an association with the first type of zone is indicative of the zone having a relatively larger surface area including relatively higher levels of measured magnetic signals associated therewith compared to an association with the second type of zone;

e) through operation of the at least one processor in the automated banking machine, performing a plurality of optical tests responsive to the optical signals, wherein each optical test produces a respective result indicative of whether or not the check corresponds to a statistically normal check for the respective optical test; and

f) through operation of the at least one processor in the automated banking machine, determining that the check is acceptable to be deposited into the automated banking machine responsive to the type of zone associated in (d) with each zone and responsive to the optical tests in (e).