As of September 30, 2001, property and equipment consisted of the following:

Note 3. Property and Equipment as of  September 30, 2001

(Dollars in Thousands)
Class of Fixed Asset	Depreciation/ Amortization Method	Service Life (Years)	Acquisition Value	Accumulated Depreciation/ Amortization	Net Book Value
ADP Equipment	SL	3-7	$ 192,345	$ 138,983	$  53,362
Software	SL	3-11	108,296	59,000	49,296
Software in Progress	—	—	18,717	—	18,717
Furniture	SL	5	15,967	10,171	5,796
Equipment	SL	3-5	9,087	7,660	1,427
Total			$ 344,412	$ 215,814	$ 128,598

As of September 30, 2000, property and equipment consisted of the following:

Note 3. Property and Equipment as of  September 30, 2000

(Dollars in Thousands)
Class of Fixed Asset	Depreciation/ Amortization Method	Service Life (Years)	Acquisition Value	Accumulated Depreciation/ Amortization	Net Book Value
ADP Equipment	SL	3-7	$ 167,725	$ 117,619	$  50,106
Software	SL	3-11	92,754	46,959	45,795
Software in Progress	—	—	19,588	—	19,588
Furniture	SL	5	17,064	9,620	7,444
Equipment	SL	3-5	8,768	6,850	1,918
Total			$ 305,899	$ 181,048	$ 124,851